Annelida introduce true segmentation and a closed circulatory system. Earthworm, leech, and Nereis are classic examples. Arthropoda form the largest animal phylum, recognised by jointed appendages, chitinous exoskeleton, open circulation, and tracheae, gills, or book lungs depending on habitat.
Mollusca are soft-bodied coelomates with a muscular foot, visceral mass, and mantle. The radula is a frequent MCQ trigger, but remember that not every mollusc uses it in the same way. NEET also loves comparison-based questions on open vs closed circulation and excretory organs across these phyla.